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Rick Santelli and the "Rant of the Year"

An instant classic...rick captures the mood of the country  
 
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kalzier1 (4 days ago) Show Hide
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I would like to hear what he thought about bailing out all those banks. They call it the "MARKET", casino owners call it "GAMING".
All I know is, all us working stiffs hate all these people.
DDsyr (5 days ago) Show Hide
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if anything the banks were regulated by the government too much and basically forced to lower credit standards to increase homeownership. couple that with the housing bubble bursting and failure to assess risk and boom you have a housing crisis.
BenkaiDebussy (5 days ago) Show Hide
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That isn't true. The community reinvestment act of the 90's is not what lead to most sub-prime lending. Unregulated these banks had every incentive to issue sub-prime loans, as they bundled them up into CMO's (which allowed them to split up the pool of loans into tranches of different risk) and sold them off and were not even exposed to the default risk.

This idea that regulation forced banks to lower credit standards and caused this crisis is nothing but a myth.
BenkaiDebussy (5 days ago) Show Hide
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To add more to this:

"Some legal and financial experts note that CRA regulated loans tend to be safe and profitable, and that subprime excesses came mainly from institutions not regulated by the CRA."

"...approximately 50% of the subprime loans were made by independent mortgage companies that were not regulated by the CRA, and another 25% to 30% came from only partially CRA regulated bank subsidiaries and affiliates."

In other words, you really shouldn't believe what conservative pundits say
AresCitadel (6 days ago) Show Hide
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This is the Chicago Stock Exchange?

Where's Osama Bin Laden when you need him?
RoryG87 (1 week ago) Show Hide
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Hey man, ur obviously an obama man. And ur right mccain does suck balls. By the way, so do u.
SpeakaDaEnglish (1 week ago) Show Hide
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Did you mean to respond to someone else? I think you've got the wrong guy. I'm not an Obama fan.
loonmaniac (1 week ago) Show Hide
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You faggot.
cavegoat24 (2 weeks ago) Show Hide
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god, he is right on the mark! we need more of this talk, to bring more action
5thhorsman (6 days ago) Show Hide
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@cavegoat24
yeah lets give more money to wall street and Rick Santelli instead of the people who actually need it and paid taxes .

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