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Insurance Agents : How to Negotiate a Total Loss Insurance Claim

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Uploaded by on Feb 11, 2009

When negotiating a total loss insurance claim, it's important to have already filed the report immediately after the accident. Discover how a total loss settlement is up to a claims adjuster with information from a licensed insurance agent in this free video on insurance agents and insurance companies.

Expert: Doug Leavy
Contact: TampaBayInsurance.net
Bio: Doug Leavy, of Strategic Insurance, has been in the insurance industry for nearly a decade. He's licensed in property/casualty, life/health/annuity, mutual funds, and financial planning.
Filmmaker: Christopher Rokosz

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Howto & Style

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Standard YouTube License

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  • The value of your vehicle will be based on the replacement value. Get 3 compareable vehicles for sale in your area. The reference to blue book value is just a guide and has no bearing on the actual replacement cost. Get your ducks in a row before the negotiations begin. Find the same vehicle in your area that is for sale and verify with carfax it has no prior accident history. This is the amout owed to you, plus any recent cost like tires and registration.

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