Disadvantages of Whole Life

Term vs Cash value

Category:

Education

Tags:

• cash
• value

[AgencyBuilderUSA]

I don't care who is watching. Suze, other agents and I believe that the client can do better if they were to work with an agent that has access to multiple companies.

[AgencyBuilderUSA]

WTF Bankerking, I can't open my email without readiing reply from Banterking. I don't know if for some reason someone is watching. but they need to watch you. Quit trying to bait me.

"refer" and you are asking me questions.

[aIprime1]

no market risk? 5% return? tax deferred build up? tax free withdrawal? Zero net cost loans? Self completes if you become disabled? Lawsuit and creditor protected in 43 states? tax free death benefit? No 591/2 rule on distributions? No RMDs? No contribution limits? And people say this is a bad product? Really? The truth be told it very well may be the best financial product you can own!!!

[yoranasshole]

So tell me, Jgillie85. What do you have to hide? Why is your channel unavailable? The so called "imposter" who supposedly stole "your" username left his profile available for all to see. He must have stolen it awhile back, as it has been around for over a year. But we can't see your profile. If you don't want people commenting on your channel, why not just block that? So tell me. What are you scared of? Why are you such a coward? Why do you keep making excuses?

[yoranasshole]

@gggaaallleeennn

ALL WL policies fit this description, otherwise it wouldn't be cash value

[Jgillie85]

@yoranasshole Please tell us all oh master how buying a policy that expires is better? please tell us how the markets have done over the last 12 years? Oh, negative that's how!!! You are the A Hole buddy boy. And PS - Primerica sells the highest premium term on the market, which is cleary what you are selling!!!

[yoranasshole]

@Jgilles85's_imposter

No disadvantages to WL?! WTF?! Either you've never heard of the "Four Funny Banking Rules" or you're doing what you do best. Lie and deceive. LMAO! Imposter!

[yoranasshole]

Market loses big, therefore "buy term and invest the difference" doesn't work. Boy some trash value agents are desperate!

[insurancemike10]

Market loses 635 points in one day!!!! How's the "Buy Term and Invest the Difference" theory going? LOL!!!

[bluelite7x]

@Jgillie85

No disadvantages to Whole Life?! LMFAO! Buy term and invest the difference. There's nothing better. Pure and simple! :-)

[magicktrick]

talk about wrong, very wrong. First, Whole Life pays no interest, none, nada. Depending on the policy it is structured to guarantee the cash value will be equal to death benefit at 100-121 years of age. That's the guarantee. Then you have dividends which also help it grow as well, which average, depending on company, currently around 5% on average. Oh well.