Small Businesses and the Affordable Care Act

You know the value of providing health insurance to your employees. But it can be a real challenge for small businesses. On average, small businesses pay about 18% more than large firms for the same health insurance policy. And small businesses lack the purchasing power that larger employers have. The health insurance reform bill called the Affordable Care Act provides tax credits and the ability to shop for insurance in Exchanges that help close this gap.

An Exchange is a new transparent and competitive insurance marketplace where individuals and small businesses can buy affordable and qualified health benefit plans. Exchanges will offer you a choice of health plans that meet certain benefits and cost standards.


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• mom and pop
• premiums
• employer sponsored
• small business