You Are Worth More Then Your Credit Score.flv

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Uploaded by on May 10, 2011

It's time to let go of the shame and secrecy around your credit score because the fact is 1/3 of 220 million Americans have a low score. Several million more don't even have one which is seen as just as bad. In this video, I make the case that the credit score is a weapon utilized by individuals and companies who have found a legitimate way to charge millions of citizens who are already experiencing tough times and are underprivileged even more money or even deny them essential services such as housing, utilities, insurance, jobs, etc. These are the same citizens that are supposedly protected under the laws that make it a criminal offense to overcharge and deny services on the basis on race, religion, gender, etc. (notice, I'm calling them "citizens" and not "consumers" as economists love to call us. Consumers is such a horrid word!! The credit score is deadly to one's spirit because it reduces us to number and makes people live in fear and shame when they choose to pay for their housing, food and medical care (and their children's) instead of their credit card debt. Most people aren't seeking to purchase items without paying for them. Most people these days know the evils of credit cards but are faced with the fact they can't raise their score unless they agree to get a card and put themselves into debt. If they can't raise their score, they are denied a place to rent, a rental car, a mortgage, even basic utility services or auto insurance or a job. This constitutes extortion! And no one is talking about this or very few are because most are too busy playing the game. And now, not only are citizens victimized by these reporting agencies that dictate the experiences of hundreds of millions of citizens, but the US government is facing losing it's AAA status and the value of the dollar hinges on whether or not the all mighty and powerful reporting agency of S & P decides to stick it to Obama, or show some mercy. The US government is being told to lower it's debt or else. How to do this? Tax the American People or take away their benefits, because after all, why do lazy folks like us need government handouts like social security and medicare when we are elderly? Better take these away so we can make sure the guys on wall street get their bonuses. Nevermind that is how the US got their debt, by bailing them out after they scammed us. All cynicism aside, this talk is about empowering people to let go of the shame and put the blame where it's due. At this same time, this talk demonstrates that even with everything working against us, we can still excel and achieve our dreams, no matter what our score. This is the first video in a series on the subject. Please spread the word. Many people you know are suffering from this shame game. If you are one of the ones who has a good or great score, then all the more power to you. This isn't saying people shouldn't be held accountable. But this is not the way to do it. It's a system gone haywire.

This is the precursor to a groundbreaking documentary and book that I am currently working on. I promise the real documentary will not just be me talking! I'm currently seeking funding for this project as well as an agent/publisher for this particular book. Any help is appreciated!

If you enjoyed this video, you may like my latest book:

Freeing the Genie Within: Manifesting Abundance, Creativity & Success in Your Life.

Stay Tuned for Part II -- Solutions




WWW.DEBRAKATZ.COM

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  • This is such an informative video and it would be great if you could do a more detailed one on how you and your fiance obtained your home. People really need to start thinking outside the box. Thank you!

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