Did the petition filed against you by a debt collector include a warning that "this is an effort to collect a debt?" Go to http://YourLegalLegUp.com to find out your rights. If your lawsuit includes a notice that "this is a communication from a debt collector," you may be able to file a counterclaim based on the FDCPA. YOU STILL HAVE TO FILE YOUR ANSWER! If you defaulted, you may be able to vacate the default. Here's the link to the article I mention: http://yourlegallegup.com/pages/trick. Don't let the debt collectors fool you into not filing an Answer: http://youtu.be/Z5R4yRAQGa0
Good to know that the debt collectors can still file a petition even if they've failed to validate the debt. Thanks to you, I'll always answer a petition. I've had a few debt collectors call recently and verify my address and they've failed to send their standard letter at all. That's never happened in the past. I wonder if they can file a petition and never deliver it to me.
rayme4raw 3 months ago