ABC 7 Exposes More Debt Collector Illegal Tactics!

In this recent video on ABC 7 in New York, Tappy Phillips exposes the Debt Collection Industry and how they try to collect on debts that are beyond the Statute of Limitations; as well as harrassing neighbors for information! Tappy is joined by Glen Gordon of the FTC.

Learn more about these Debt Collector Slime at www.caipnj.org!

www.caipnj.org
SJ Mills

Category:

News & Politics

Tags:

• caipnj
• debt
• collector
• pariah
• sj
• mills

[HurricaneHeidi]

It's a matter of survival... survival of the fittest. I was smarter than the collectors and smarter than the banks' bottom-feeding attorney, so THEY LOST. And they lost LEGALLY. Debt is a CIVIL matter, NOT criminal.

It is not a crime to suffer a reversal of fortune and have to do whatever it takes to survive. The banks are ripping us off through BAILOUTS and taxes now.

As far as I'm concerned, I took back the money that they lobbied Congress to steal from me. BOO HOO HOO.

XD

[HurricaneHeidi]

What are YOU, sniffy45? A bankster tool?

Obviously you know nothing about the way lending works. These banks create money out of nothing, thanks to the Federal Reserve Act of 1913. The rest of us would do time in Club Fed for counterfeiting, but these Fed Res chartered banks are allowed to inflate our economy with vapor money and lure people into debt while they invest NOTHING but the time to make electronic credits. You are a rube to buy into their trap. I broke free and I defeated them.

[roxcyn]

@sledgehammer1987 It depends on your state law, if you promise to pay it (in some states), or make a small payment it restarts the statue of limitations. For the lady's situation, she never had the account, probably it was fraud, and she should send them a dispute letter. So I think that's why the FTC rep said not to promise the payment because she never had the account and it was VERY old to begin with.

[roxcyn]

@mi6QBranch That's wrong, they can call third parties, just not over and over and over like in the video, especially since the consumer doesn't use the neighor's phone as her message number. I will give you think link to the law, go to Google put FDCPA, go to FTC link it will be a PDF file and READ this section:

"§ 804. Acquisition of location information", pay particular attention to #1 in that section.

[roxcyn]

@mi6QBranch They can call 3rd parties, but they cannot disclose any information about what they're calling for (i.e. collection on a debt, the person owes money, when can he pay, etc), all they can ask for is for location information such as home phone number, address, and place of employment. If the third party doesn't want anymore calls the collection agency is to mark the number not to call.

[roxcyn]

@bikersrule07 People, people, people.  It's a job, someone has to do it. What if someone said that to you at your job? "what type of loser works on an airplane, you need to go back to school and get a 'real' job." I didn't know there were 'fake' jobs versus 'real' jobs, LOL!

[roxcyn]

@reggiebraz Obviously you need to go back to your companies collection training. The report was not wrong, they interviewed the FTC who oversees the FDCPA. They are the ones to enforce it.

[roxcyn]

@reggiebraz You misspelled "versed". I have doubts that you law if you cannot spell basic words and are writing lots of exclamation points on your sentence. Sorry.

[roberts459]

Even if it is legal to call my neighbors it wouldn't do you much good considering I don't know my neighbors and they don't know me. Also you can write to a bill collector and demand all future contact must be made in writing. If they continue to call your place of work or anywhere else they can be sued and the debt becomes invalid.

[kiko671]

Actually, they can call your neighbors/relatives to get a message for a "return call" relayed to debtors. They just can't harass them or disclose the nature of the call (3rd party disclosure). Some state laws forbid it but most don't. Now if you send the collection agency a cease and desist letter, that will get them off your backs. Just be sure you are not residing in a state where they can sue you if they can. You would have to be gainfully employed with no judgments in place and suit worthy!