Loan Modification - Part 1: Home Mortgage Bailout - Real Estate Foreclosure Prevention Process

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[RayAir1]

If you're seriously underwater your best bet is to consult a lawyer, then stop paying your mortgage. Live rent free for a year or more until you get an eviction notice (that's how long it takes by me). SAVE that money in a safety deposit box or large safe. Then go rent a house for 2-3 years, keep saving your money (hopefully you'll still have your job). Then buy a house 3-4 years from now at the current market value which will be 15-25% lower than today's home values.

[1lonelyhmoobFl]

Shut the f.... up dum ass! There is no such thing as loan modification. Stop waisting your money on stupid radio shows like that. Us people are getting too smart for you now. We already been there and done that...............it didn't work. So you can just shut the f...... up !!!!!!!!!!1

[calstate]

@wayneo169 I'm currently going through a similar situation with BOA. They told me to make trial payments until my loan was modified. I've been getting the run around for the last six months. They refused to modify my loan and have sent me a foreclosure letter requesting $7,000 by Sept 7.

I'm convinced home loan mods is nothing but a scam. I'm still trying to figure out how banks benefit from it.

[tbursee]

There is no such thing as mortgage modification. I dont know a single person that had a legitimate hardship that got a modification. The banks went out of their way to continue to deny them.

[tickyul]

Ameritards cannot even take responsibility for their own financial mistakes, Big Brother will come in and save them. You buy a house that puts a big strain on your monthly budget, then, you go out and buy a bunch of junk with a credit card, then, you get a heloc so you can go out and buy more junk. Why has this society lost all discipline, because they can rely on Big Brother to bail them out.

[wayneo169]

don't trust loan modifications, I had emergency major surgery, notified my bank I had enough funds in savings to pay 4 months payments, what could they do to help me, they offered me a 5 month hardship deferment, sent back my payment and 4 months later put me in foreclosure, they destroyed my credit so I could not get a second mortgage and charged me fees, making me bring my mortgage payments current, it's a scam created to decrease home values and ruin good peoples credit & charge more fees

[questmotivation]

why

[isisqueenafrika]

Steven Craig Feldman/Feldman Law Center is the Bernie Madoff of mortgage loan modifications.

[goboy100]

Pres. Obama has done nothing to help the homeowner. He's only bailed out the lenders and HE DOES NOT GIVE A FUCK ABOUT THE HOMEOWNER. I SEE FORECLOSURES TO CONTINUE TO HAPPEN. WE NEED A NEW PRES. NOW BEFORE WE LOSE EVERYTHING WE WORKED FOR AND THINGS ARE JUST GOING TO KEEP GETING WORST NOT BETTER.