Produce the Note - Fighting Foreclosure - CNN

Facing foreclosure? Info at http://www.consumerwarningnetwork.com may help. Your goal is to make certain the institution suing you is, in fact, the owner of the note. There is only one original note for your mortgage that has your signature on it. One such case is profiled on CNN's Your Money.

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[WulfBand]

Get the bank to PROVE where the funds came from and I think you'll find out that the money actually came from your Birth Certificate Trust Fund account. Therefor you home is already paid for and they don't want you to know this. You actually end up paying the bank back 100% plus interest on money you've already paid off the home with.

[immafreemann]

All foreclosures are based on Fraud. The bank didnt loan you any money. The promissory note is a check. They deposited it into your escrow account, funded the account and paid the seller with the 'money' they created from thin air but they didn't give you a deposit slip showing the deposit. There are plenty of sites to explain this but this one won't let me put a Url up so search it out.

[AnnounceGodsKingdom]

Here's the problem doing this yourself: the government is paying banks to accept loan mod applications, so the banks give people the run-around (lost/re-submit/repeat) & make people fill them out many times. Another money making thing for banks--GREEDY! We got ours done w/ National Mortgage Assistance Center. They work with experienced law firms that do this stuff everyday. I recommend to check out NMAC, it doesn't cost anything to go over your options: nmacenter(dot)org. God bless & good luck!

[smokiesandy]

Cont..we are not in forclosure, this was a simple interest rate modification. I will take this all the way to a federal court cause when the house is paid off i would like to know i will get the title and be able to sell if i want or leave it to my children in a trust account.

[smokiesandy]

We just recieved a letter from our bank wells Fargo stating they cant lower the interest on our mortgage because they dont own the title to our home. I called our reg of deeds and they verified it. I have been paying wf for years and when we try to modify our loan they tell us they cant proceed untill WE can prove they are the title owners. Reg of deeds told me only banks can produce that info to them. We got an attorney the same day. I know this is illegal, they want us to do their job.

[Shawn Voyles]

Thanks for posting! Great stuff!

[Tony Nakhle]

Thanks for sharing

[SeymourPicks]

If you cannot produce the note, sign them a song. I wrote one for you to share to the tune of "City of New Orleans." My posted video may not be the best quality production, but it will give you the words so you can consider doing a better version or just singing it to your bank at the next occupy sit in.