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How To Lower Your Interest Rates On Your Credit Cards

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Uploaded by on Nov 4, 2008

http://www.FreeDebtExam.com, is a great website I designed to show you how to get out of debt faster. This tutorial tells you exactly what to say to your creditors in order to get your interest rates lowered on your account.
http://www.Debt-Professor.com

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  • for the people who try this method and fail u can email me at dialaprohq@Gm@!L.com

    i do this for a living and i can get u a 10% or better guarenteed

  • @abridgewater101 how did you do with the advice given here ?

  • @youracharacter yes I do have good payment history. perhaps I will try your approach. thanks for your input

  • @ThirdProverb do you have good payment history? if they don't lower it, keep calling! call every month. i got mine lowered from 20.99 to 16.99%. i don't exactly say i want to close account, i basically tell them i can no longer make the payment cause the interest is killing me. MAKE THEM HELP YOU. they even gave me 100 refund to help. then finally 3rd month afer that they dropped it to 11.99 for 6 months.

  • THEY CALLED MY BLUFF and asked do you want to close account ?

  • I just tried this with 1 cc company and they refused even when I threatened close account.WHAT DO I DO NOW ? the rate is 18.99 and they said there is no lower rate available. such bs

  • Im gonna try the information I get from this video :) I think it will help me a lot :D Also watch my videos please !!

  • Excellent Advice - CC companies are always willing to lower rates, waive transfer fees, and even lower special offer interrest rates if you just ask.

    Thanks for posting.

  • this really worked for me!!!

    my rate went from 9.99% to 4.99%

    THANK YOU SO MUCH!!!

  • If you get to that point then tell them that you will be considering taking out a loan or placing this debt on another card that is a lower interest rate and you will call them back in the next couple of days.

    Also ask them if they have any specials as that might do.

    Remember stay in control of the conversation, you are the customer :]

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