FreeCreditReport.com SCAM

A man explains what was his experience with the so called FreeCreditReport.com was all about.
Don't get trapped in their web.

Category:

People & Blogs

Tags:

• Free Credit Report
• Free Credit Report Scam
• freecreditreport.com
• Free Credit
• Credit Report Scam
• Credit
• Report
• Credit Scam

[wanabekenobi]

You look like a nice enough fellow, but I have to point out the obsurdly obvious "Important Information" to the left of the screen on the freecreditreport website. It seems as though you might just have a case of "buyers remorse". This is EXACTLY like any other company offering a "Risk Free Guarantee"... you don't pay while you try it out. Hence the term "TRIAL". If you refuse to cancel the order, you've voluntarily opted IN to the offer.

You need to read a bit before clicking the button.

[CreditReportScam]

We did cancel the order. I do not have buyers remorse.

The thing here is we never gave them our credit card number. They also are not able to access your credit card information with your SSI number. The last four digits are blocked out on your credit report. When I asked them how they got my credit card number they kept putting me on hold then disconnecting me. this happend 7 times.

[Alex61281]

@jarheaded1976 People who are in the market for a mortgage loan should have their lender check their FICO score, which differs from Experian, Equifax or Transunion. Underwriters make lending decisions based on the applicant's FICO score, not something they get from freecreditreport.

[Alex61281]

@piraterice - You are absolutely correct. People should read the terms of any offer before supplying their credit card number. And of course this guy gave them his credit card info.

[Alex61281]

@nazhh13 Requesting your own credit report NEVER affects your credit score. By law, you have the right to request a free credit report any time a creditor makes an adverse decision against you (from the bureau on whose info the creditor relied.) You also have a right to receive a free credit report from EACH of the three reporting bureaus - Experian, Equifax, and Transunion - once a year. These reports do not need to be ordered at the same time; you can order one every 4 months.

[nazhh13]

@seemonroes whenever u request a copy of your report from your bank? u know what faggot? IT WILL BE A HARD INQUIRY BECAUSE IT WILL BE PULLED UP FROM EXPERIAN AS WELL, and hard inquiry will stay on your report up to 2 years, so come on request as many as you can, and messed up your credit....LOL

[nazhh13]

@rnjblast773 because the first day of your trial is the day that u sign up on the website, so do your math moron!!!!

[nazhh13]

@CreditReportScam before u sign up on the website there is a pre authentication charge of a dollar, so how come u did not put your credi card info on there.. what the fuck dude, stupid!

[JWParsons28]

Ur a liar and u should be banned for post crap like this on the internet u jerkoff

[Jenessifer]

That's kinda funny cuz In order to see your credit report on the website it asks YOU for your card info and your social, mothers maiden name OR pin number(that you create yourself), and all that jazz...you're a fucking idiot

[IBMeddling]

@wanabekenobi, it looks like they conveniently left the "Important Information" out of the advertisement.

[rnjblast773]

@wanabekenobi yeah, however they begin charging you on the six day and not the seventh (which by the way is a breach of their own agreement and therefore illegal) therefore though i respect your opinion it's complete bullshit.