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How to Insure Your High Value Home or Estate Property

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Uploaded by on Jan 10, 2012

http://KoneckiInsurance.com
written and produced by http://JillAddison.com

Carolyn:
As someone with a high net worth, you face unique risks in protecting your assets. Your insurance needs are more complex than a standard policy is equipped handle. At the Elite Division of Konecki Insurance, our customized insurance solutions give you the best coverage for your specific needs at a competitive price.
Carolyn: (Close Up)
You may find this odd, but I love insurance. Protection is my passion, and I love getting into all the details to make sure my clients, and their possessions, are completely protected.
Testimonial 1:
A lot of insurance agents really don't understand my needs and the complexity of my assets. But Carolyn has so much experience with this type of insurance, she just knows all the right questions to ask. I never worry about whether I have the right coverage, I just call Carolyn and know she's taking care of it.
Carolyn:
For high value homes, we customize coverage to give our customers you the exact amount of coverage needed, no more, no less. In addition to single family homes and condominiums, we can cover homes that are under construction or renovation, vacant, near brush or the coast, and even ranches and hobby farms.
Carolyn:
We make insuring your vehicles easy. We can cover all your cars, collector cars, motorcycles, motorhomes, etcetera on one policy. Plus all your vehicles will be covered at the agreed value. Regardless of market depreciation, you will receive this amount should you have a total loss. And if you have any loss, we'll make sure you get concierge-level claims service.
Carolyn:
Excess liability policies, also known as Umbrella policies, are available to cover your liability exposures at limits up to one hundred million dollars. Like the other policies in our Elite Division, these policies can be customized, including coverage in case you have domestic employees, or sit on a non-profit board. We can even secure coverage for high target individuals. Umbrella policies can provide additional legal defense, allowing you to have your personal attorney sit at the table alongside the carrier's counsel.
Carolyn:
You know how important it is to protect your home, but what about your collections? Did you know that standard home policies have limits for high valuable items such as jewelry, fine arts, wine and antiques? We can insure any size jewelry, wine, or art collection, or any other valuable item.. Moreover, the coverage is broad and includes the perils of theft, fire, earthquake, flood and breakage, generally with no deductible.
Carolyn:
Our Elite Division also offers insurance for all types of watercraft (from jet skis to mega-yachts), aircraft, and vacation homes. We also help craft the right coverage against unique risks that high-target individuals face, such as kidnap and ransom.
Testimonial 2:
I really don't want to have to even think about insurance, I have enough to manage with my business. Carolyn has really taken that burden off me by making it quick and easy for me to know I'm totally covered. If I ever run into problems, I can just call her and know that she'll handle it for me. Easy.
Carolyn: (Close Up)
If it's been more than a year since you've had a complete insurance review, please call me. Things change, and you need to be sure you've got the right policies in place to protect all that you've worked so hard to achieve. I look forward to speaking with you.

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