Barbara Corcoran is WRONG!
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The banks have a lot to do with supply and demand. Stricter lending policies cut more people out of the market, less buyers means lower demand. There's more to it than the banks but they are a factor and I definitely wouldn't say someone is wrong for saying that.
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Davo,
Thanks for your comment. You are right, there is more to it than the banks. Unfortunately, the banks take the rap for the "Investor". Most banks only portfolio about 20% of the loans they make. The rest are sold to "investors"; that's how banks make money. It is the "Investors" who have gotten stricter on the loan requirements; obviously they don't want to buy a bad investment! Are they a factor? Of course. Is it there fault? Absolutely not. I'll explain in more detail soon!
FlanaganRealty 10 months ago