How far Back Can I Claim PPI ?

Quick guide and information on how far back you can claim PPI.

http://www.ppiadviceline.co.uk/

Personal Payment protection is often mis-sold on the end of financial products to unsuspecting consumers.

PPI is a form of payment protection so that should you lose your job, fall sick or be involved in an accident you have secured your future financially for a short period of time.

However, PPI is not beneficial for many and thousands of people across the country have been mis-sold PPI without even realising it.

For example if you were not employed at the time you took out the insurance, it would be impossible for you to make a valid insurance claim.

If you believe you were mis-sold PI you can make a claim to get your money back. If you have several lines of credit over the past years you could have been sold more than once payment protection policy.

If you have a loan or have had a loan in the last 6 years you could be entitled to reclaim. Single premium PPI normally only lasts for five years and Those who bought PPI after 14th January 2005 are eligible to claim.

If your loan was taken out before this and you still have the paperwork you could claim, however your chances of success are reduced. If you don't have the paperwork and your loan is still active, reclaim and ask for the paperwork.

Even if you have paid the loan off you could still claim back money that is rightfully yours.

Many leading high street banks have been fined over the issue of mis-selling PPI including Lloyds TSB, HSBC and Alliance & Leicester refunding consumers thousands of pounds.

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