Creative ways to lower monthly bills include creating a monthly budget, cutting out minor expenses, getting rid of unnecessary services and renegotiating debts. Get debt refinancing terms in writing before making any payments with advice from a financial service specialist in this free video on credit counseling.
Expert: William Rae
Contact: www.hbwfl.com
Bio: William Rae has been licensed in the insurance and financial fields for more than 30 years.
Filmmaker: Christopher Rokosz
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