Pay Yourself First

While trying to maintain a comfortably evolving standard of living,
I try to save money at the same time.

Direct Deposit -- from every check ($2,400/yr)
May mortgage every two weeks (saves interest)
Do not carry a CC balance
Dining In - shop smart and enjoy chef-ing ($2,400/yr)
DIY projects -- this includes home improvements and hand made gifts ($400/yr)
Biking not driving -- good on the pocket book and better for health ($300/yr)
Growing some food at home yields better quality, is cheap and fun ($200/yr)
Using internet for communications and as entertainment instead of cable ($600/yr)
Use less energy and water by shutting off lights, using high efficiency solutions and a rain barrel for the garden ($400/yr)
Shop at Good Will
Research major purchases
Take it from the curb

Total Annual Savings: ~$7,000 / year

Category:

Howto & Style

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