Selling Endowment Policies - How to Cash in Endowment Policies

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Contact a third-party company that specializes in purchasing endowment policies for cash. These types of companies tend to pay more than the surrender value offered by the issuer because they take into account the value of the policy through maturity.

Request an assessment and a quote free of charge from the third party; however, you should consult with a financial advisor before accepting any offers.

Consult with a financial advisor to review the offer. Make sure you have your last statement from your endowment policy, along with a copy of the actual policy for the financial advisor to review. Sometimes, although you may need cash right now, it might make more sense to hold the policy until maturity.
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