Documents seen at www.pacificcapitalbankquestions.com shows the actions taken by Pacific Capital Bank and their ignoring signed Contracts! Please take a look at www.pacificcapitalbancorp.co for the full story!
Pacific Capital Bank attempting to charge to receive answers to questions asked as seen below!
From: Bill Bookout [mailto:Pismobeachdiveshop@charter.net]
Sent: Tuesday, May 13, 2008 5:56 PM
To: 'George C. Lazar'
Subject: RE: Pacific Capital Bank
Dear Mr. Lazar
I am withdrawing my request for information regarding Application of Payments. I did not realize your response of May 7, 2008 could cost me additional Money.
Sincerely
Bill Bookout
________________________________________
From: George C. Lazar [mailto:glazar@foxjohns.com]
Sent: Monday, May 12, 2008 1:52 PM
To: Bill Bookout
Subject: RE: Pacific Capital Bank
Mr. Bookout:
This email is In response to your various emails and with regard to certain pending matters.
Request for Copy of Note:
See Attached.
Request for Information Regarding Application of Payments:
Upon your compliance with the deposit request (see below), the Bank will undertake to research the application of payments. This will take some time.
Annual Financial Statement:
Under the loan documents, you are to provide an annual financial statement. The form is attached. Please transmit directly to Ms. Sheffield upon completion.
Tax Returns:
Under the loan documents, you are to provide copies of your tax returns. Please transmit your 2006 and 2007 returns, complete with schedules and attachments, directly to Ms. Sheffield.
Deposit Required:
The requests you have made, and the delinquencies in the documentation, have resulted in the Bank incurring additional attorney's fees. As a result, you are requested to forward to Pacific Capital Bank, c/o Ms. Sheffield, a check in the amount of $750.00 to cover anticipated attorney's fees incurred in responding to the requests for information. Of course, this amount is only an estimate, and if the fees exceed the amount received, an additional deposit will be required. Please forward the deposit as soon as possible so that the Bank can begin work on the research you have requested.
George C. Lazar
FOX JOHNS LAZAR PEKIN & WEXLER, APC
525 B Street, Suite 1500
San Diego, California 92101-4417
The U.S. Small Business Administration Loan Agreement for Oceano Nursery states in my Deed Of Trust with First Bank Of San Luis Obispo and the SBA that I am required on Page 4 of this Deed Of Trust to Fight Inverse Condemnation of my property!
"The Following Provisions relating to eminent domain and inverse condemnation proceeding are part of this Deed of Trust."
"Proceedings. If any imminent domain or inverse condemnation proceeding is commenced affecting the property, Trustor shall promptly notify Lender in writing, and Trustor shall promptly take such steps as may be necessary to pursue or defend the action and obtain the award. Trustor may be a nominal party in any such proceeding, but Lender shall be entitled, at its election, to participate in the proceeding and to be represented in the proceeding by counsel of its own choice, and Trustor will deliver or cause to be delivered to Lender such instruments and documents as may be requested by Lender from time to time to permit such participation."
"Application of Net Proceeds. If any award is made or settlement entered into in any condemnation proceedings affecting all or any part of the property or by any proceeding or purchase in lieu of condemnation, Lender may at its election, and to the extent permitted by law, require that all or any portion of the award or settlement be applied to the indebtedness and to the repayment of all reasonable costs, expenses, and attorney's fees incurred by trustee or Lender in connection with the proceedings."
From: Christine Sontag [mailto:CHRISTINE.SONTAG@sbbt.com]
Sent: Thursday, April 07, 2011 9:34 AM
To: 'Bill Bookout'
Cc: 'Diana Lee'
Subject: RE: Santa Barbara Bank & Trust, Pacific Capital Bancorp---Bank Fraud and Breach of Contract since 2007!
Dear Mr. Bookout,
Please abide by my request, and direct all communication regarding this matter to the Bank's outside counsel, Diana Lee. While the Bank disagrees with your characterization of Ms. Lee's statements regarding amortization on your loan, the Bank has retained Ms. Lee to handle this matter and I will leave further communication on that subject to her.
As this matter is being handled by Ms. Lee, I will not respond to any further communication from you. You should address all inquiries to Ms. Lee.
Thank you,
Christine Sontag
Senior Vice President and Associate General Counsel
Pacific Capital Bank, N.A.
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Pacific Capital Bancorp Gerald J. Ford employees no Amortization Scheduleby SupremeCourtCa142 views
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