myequitycafe.com What is a wrap around mortgage?
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Best explanation I've seen so far on a wraparound mortgage. Thank you!
RealtyStudioHD 8 months ago
It seems like its a lot riskier for the buyer because if you miss one payment then the seller takes the deed back if I understand correctly, wheras working with a bank they're a little more leniant and and be a bit more flexible should you get injured/ lose your job.
Thanks!
ironlungs33 1 year ago
Hi,
thanks for the informative vid. I am a buyer who CAN qualify for a conventional / FHA loan. Besides no closing costs, is there any benefit for me to doing a loan like a wraparound mortgage or land contract?
For ex: Are these usually structed so the buyer will be paying less in interest and more towards the principle sooner?
ironlungs33 1 year ago
I deed all my houses in a trust. The DOS clause allows the lender to call the loan if they want. I've done a lot of sub2 houses and never have I had a problem. Banks like loans that are paid on time. Just check into the loan itself... most loans aren't a problem.
myequitycafe 2 years ago
How do you get around a "Due on sale" clause?
GrandPatzer 2 years ago