Richard E. Reyes, CFP - 401k Bad Avice
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3:24
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If you run the numbers in a spreadsheet, every which way, dollar cost average, over 20 years, you will discover fund managers will take about 15% of your total balance. Then If you have debt of any kind, you can DOUBLE that interest rate as to what it is REALLY costing you, then what tax rate will you get when you are 65? 70? etc. Taxes are going up next year.
In summary, 401k makes wall street rich, the govt rich, and your banker rich. You take 100% risk, and they get 80% of the profits!
SilverDude7890 1 year ago