Learn more about RSPs

Get the low-down on Retirement Savings Plans and how they work. REMEMBER, The deadline to contribute to your RSP is March 1st, 2011! For more information please visit TDGetSaving.com

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Education

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• td.com
• td bank
• td waterhouse
• td securities
• td insurance
• td canada trust
• tdbfg
• rsp
• td savings
• retirement savings plan
• RRSP
• March
• 1st
• deadline
• saving for retirement
• deadline for RRSP
• deadline for RSP

[TDCanada]

@king8link Thanks for your comment. At TD we are committed to transparency on our social media channels. We only remove comments that use inappropriate language. We want to hear from our customers! Thanks for watching and stay tuned for more videos from TD.

[TDCanada]

Making an annual RSP contribution can greatly reduce the amount of income tax you pay in that year and the money you put away can have years of tax-deferred growth potential. Seems like a good idea to us!

[CantMakeIt]

I just cant believe this lady is saying that with her refund she'll be going on a shopping spree. Yish! Believe it or not, with the refund coming out of the RSP deduction, it should be put back in the RSP over and over again, thus making the amount larger and making the compound interest work harder to the person's advantage, and NOT to be used on a useless shopping spree. Appealling to the young, extra money to spend but it's not the reason why RSP exists ! Stick to the REAL reasons why !

[xcameronxarmstrongx]

THANKS FOR TEACHING ME SOMETHING I LEARNED IN GRADESCHOOL

[rohith845]

GOD> RBC > TD >

[2011azyo]

I had TD insurance for my car from Nov. 13, 1999 to 2010.

I am 53 year old. I have not reported any claims.

From Nov, 16, 2007 to Nov, 16, 2011 TD insurance increased

the payment by $ 1,368.00 for NO reason.

In Nov, 2010, I cancelled with TD insurance and went to a different insurance company.

Please search my web: TDinsuranceTooExpensive

[TheTrueJBV3737]

RSPs are useless, buy gold and silver and keep it, put it in your closest. Due to inflation, 401k will be able to buy you a loaf of bread by the time you retire, or it won't be worth anything more than a piece of paper, if that.

[robertkurt2]

Why don't you show people how you make money? For example how you'll pay someone a pathetic interest rate on an RSP, but yet re-lend that same money at 5 times the rate over the same time period thus enabling your shareholders to own private jets and drive Bentleys on the money they made off that interest, while the RSP client will be lucky to pay the rent and buy food at retirement.

I wonder how many people would stop using products like this if they knew this and understood the rule of 72.

[robertkurt2]

The video also does not mention that when you go to withdraw the money as an income it is taxed 100 cents on the dollar. So all that income tax you thought you were saving over the years, guess what....

There are far better ways and models out there for saving money, however very little is known about it because the true agenda is to keep people in debt, financially controlled as well as enslaved to our creditors and jobs/employers

[kingn8link]

I'm surprised TD didn't disable comments.

Not that I disagree with the comments, but they usually skew the message or image of a company if they don't.

[someguyoutthere110]

Then I can use my savings to pay YouTube to stop putting these ads all over the place!

[warset]

@warset *deduction