Market Value vs. Appraised Value: Is there a difference?
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The FNMA definition of market value is included in every 1004 and 2055 appraisal I've ever done.
Appraisals are developed with a "typical buyer" perspective, not someone willing to pay well over market value. The fact that one unique individual is willing to pay a certain price does not establish "market value".
llahnod1 2 months ago