ConsumerAffairs.com - Payday Loans
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It's modern day indentured servitude with no way out: it's corporate slavery.
quidproquo2004 1 year ago
The best number I know to call for a payday loan is 877-271-2850. No advance fees and easy qualifying!
dsteitz1 1 year ago
Ratbeeitch: I'm glad you're reconsidering. PayDay Lending is a horrible business. They will be legislated out of business within 2 years anyway.
WadeBlazingame34 2 years ago
WIKI: For example, a 1-month payday loan at 5% for the month, has a (year-long) effective APR of +79% (1.05^12 =~1.7958). If a payday loan were for $100 plus 5%, but added a $10 fee also due, the interest increases by 10% ($10/$100) for the month, with the effective APR at nearly 435% (1.15^12 =~5.3502, as 535%-100%=435%). The effective APR of 435% can seem very confusing, starting from a $10 fee..
The issue is the fair value of money, when considered in relation to a full year.
WadeBlazingame34 2 years ago
royg6852 = Obvious troll. GFY "roy".
WadeBlazingame34 2 years ago
What happened to us being responsible for ourselves? There was a time not too long ago that we borrowed $300 from cashloancity com and had it paid back in a month without any problems. Heck, our credit cards charged us $40 for being a day late and charged us another $40 because that put us over our limit. Why isn't that being talked about?
royg6852 2 years ago
800% interest!!!!!!hahahahaha ya right. this guy is an idiot.
phitau09 2 years ago
good advice;)
wolverineeeeeeeee 3 years ago 2
I am considering getting in the payday loan business. However with all theses complaints, and countless states wanting to take action against them, I am getting skeptical. But I don't understand why the industry is cutting its own throat. If they continue the way they are going they will be stifled out of business by government regulation.
Come on guys, clean up your act before the government does. Maybe they feel that the end is near and they need to make their money now.
Ratbeeitch 3 years ago
the issue is not having the money that saved your butts, because having the money or not the real issue is what is going to keep you going back staying in debt which is..you alls BEHAVIOR. Google Dave Ramsey, I think he'll be a blessing to you
livewire912 3 years ago