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Valparaiso Law-Prof. Alan White-U.S. mortgage crisis history

Alan White, Assistant Professor of Law at Valparaiso University, discusses the history and background of the recent mortgage crisis at the "Defending Foreclosures, Saving Homes" conference, held Ma...  
 
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MYUproductions (10 months ago) Show Hide
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Whaaat? The reason people chose subprime loans over prime loans is the same reason they chose subprime loans over FHA -- because there is no mortgage insurance over 80% LTV.

Every borrower, even during the "boom" was given an option of the higher, less risky mortgage loan or the cheaper (no insurance and sometimes lower rate ARM or interest-only ARM loans) loan.

Everyone wanted what was cheapest in the immediate.

And remember everyone -- IF YOU HAVE A MORTGAGE YOU ARE NOT A HOMEOWNER
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AmeroKerato (1 year ago) Show Hide
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Search LaRouche firewall. SAVE YOUR HOMES.

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