Uploaded by MortgagesInVancouver on May 25, 2010
http://LeahCoss.ca
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Slide 1
Mortgage Application Checklist - Before house Hunting
- What & Where?
Detached House, condo, Townhouse
City? Vancouver, Maple Ridge, Surrey?
- Get a Realtor
- Get Pre Approved
Call 604.313.9996. Over the phone Pre Approval
Fill out a Mortgage Application
http://LeahCoss.ca Red button on right
Or Mortgage Tools tab to print
- Start Gathering Necessary Paperwork
Income - Pay Stubs, NOAs, Job Letter, etc
Down Payment Bank Stmts, Gift Letter
Other Divorce or Separation Agreements, Bankruptcy Discharge, Business License, Certificate of Inc
After House Hunting
- All Paperwork BEFORE Subject Removal
No Exceptions
- Paperwork on Property
MLS Listing for Property
Property Condition Disclosure Statement
Contract to Purchase & Sale
- If Requested by Lender, Appraisal for Property
- Specific to Property:
Septic or Well - Testing or title insurance
Oil tank in yard Removal & testing
Previous Drug Lab Environmental testing
- Subject Removal Timelines
Paperwork collected BEFORE, 3-5 days
No paperwork, 5-7 days
Property testing is needed, 2-4 wks
- I will advise you of any other Lender Requests
Other Resources
More References & Information
http://LeahCoss.ca
Find Income Videos & Articles
Credit Videos & Articles
Down Payment Videos & Articles
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http://Twitter.com
MortgagesInVan
Contact Info
Fill Out an Application Today to Get Started
http://LeahCoss.ca
Red Button on the Right (Apply Now)
Leah Coss
Independent Mortgage Broker
Ph. 604.313.9996
Fx. 1.877.290.5696
E. Coss.L@Mortgagecentre.com
W. http://LeahCoss.ca
Category:
Tags:
- mortgage application
- qualifying for a mortgage
- using a mortgage broker
- langley mortgage broker
- leah coss
- mortgage centre
- cross
- checklist for a mortgage
- detached hosue
- condo
- townhouse
- pre approval
- realtor
- pay stubs
- down payment
- mls property listing
- contract to purchase
- property disclosure statement
- house with a septic
- well
- oil tank
- previous drug lab
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