There is no magic to paying down debt. The only way to pay less interest is to pay more principal. Equity cycling requires you to have more income than expenses, so you can pay the excess income towards the principal and your equity line of credit *MUST* have a lower cost than your mortgage (unlikely). Check my YouTube channel for free videos on financial literacy.
There are laws prohibiting fees being charged up front for foreclosure assistance, says Mortgage Lending Commissioner Joe Waltuch. According to NRS 645F.400, foreclosure consultants cannot charge a fee before they have performed the services youve contracted for.
Yes, there is software. It's called an Excel spreadsheet.
scoobydo 1 month ago
There is no magic to paying down debt. The only way to pay less interest is to pay more principal. Equity cycling requires you to have more income than expenses, so you can pay the excess income towards the principal and your equity line of credit *MUST* have a lower cost than your mortgage (unlikely). Check my YouTube channel for free videos on financial literacy.
UltimateBargains 1 month ago
There are laws prohibiting fees being charged up front for foreclosure assistance, says Mortgage Lending Commissioner Joe Waltuch. According to NRS 645F.400, foreclosure consultants cannot charge a fee before they have performed the services youve contracted for.
sickwiththetruth 3 years ago