How Zero Cost (Fixed) Loans work with Indexed Universal Life Insurance

Aaron Andrew, author of the book "Millionaire by Thirty", explains how zero cost or "Fixed" policy loans work within most indexed universal life insurance policies. These loans are also called fixed loans, preferred loans, or zero wash loans.

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[bassy21]

This is a great video. Patrick Kelly also brings this up in his new book.

[millionairebythirty]

An excellent video explaining something that even most financial professionals have no clue how it works. I run into people all the time who "think" they know this, but usually have key misconceptions. This is a great video that gives you a great foundation of what to look for in your own policy.