While working as a senior vice president, business relationship manager at HSBC, John Cruz discovered massive fraud and money laundering. He would not turn away from what he found even when he was told by management to shut his mouth. He was eventually fired, but not before going to the Suffolk County DA, the head of security for HSBC, and Homeland Security. This video describes his journey, what he found and how he was treated. Cruz is the author of World Banking World Fraud, Using Your Identity, a book that anyone who wants to understand the underside of global banking should read.