First Premier Bank
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Uploaded by mmikhaiel on Dec 24, 2008
Bad business practice by First Premier Bank of South Dakota
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Uploader Comments (mmikhaiel)
All Comments (35)
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Instead of becoming upset at the bank for offering the card, you should be either upset with your daughter for her poor credit/lack of reading the contract or with yourself for not teaching her the common sense needed to navigate America.
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FPB offers cards mainly for "bad credit" consumers, I however applied for FPB when i was 18, a few years later i lost a good job, me & the wife filed chapter 13 with a good 50k in debt, i know bad start, 3 years later we discharged, first offer guess who lol FPB, even after adding them into the ch 13. well needless to say they are helping me rebuild credit thank God, & the first month my scores jumped a few points. new credit consumers i say just take it slow and get better offers.
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@mmikhaiel your welcome!
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Well I like many teens ruined my credit and now Im rebuilding my credit. So First Premier Bank has giving me the opportunity to do this by approving me. If you dont have good credit I knew I was going to have to pay a fee mine was 95.00 but then when i called they lowered it to 75.00 and a 7 dlls per month fee. What can i co when no one else helps me out.
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Thanx for the tip! I agree with u 100% about FPB! But teens n young adults like myself should ALWAYS use their common sense. I had that offer when i was 18 n i saw all these charges n fees n was about to do the unthinkable but since i saw all those charges i said screw this! Obviously when something is too good to be true its not really true! I am now 23 with a credit score of 740 n have never ran into scams like this!
tepeke88 11 months ago
@tepeke88 Thank you for the comment. Good luck, you are a wise person.
mmikhaiel 11 months ago
ANYBODY STUPID ENOUGH TO GET A CREDIT CARD WITH THIS ROTTEN BANK IS A FOOL AND GETS BURNED YOU DESERVE IT....they GET YOU WITH RIDCULOUS RATE 29% and then raise it to like 79%
deltaalpha21074 11 months ago
@deltaalpha21074 Don't you think you were rough on your response? The kid was 17 years old and she did not know how crook some businesses are.
mmikhaiel 11 months ago
@mmikhaiel This is definitely NOT intended to her what so ever... Please exuse me not to insult any young person in my comment this is for those who ""already know"" how credit cards work....? I did and almost got screwed over and over....thank god for those checks I transferred all my balances ..and paid everything off!
deltaalpha21074 11 months ago
@deltaalpha21074 Thank you for the comment. God Bless.
mmikhaiel 11 months ago