Extreme Solutions to The Housing Nightmare

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Extreme Frugal Housing - Low or No Cost Living.

Housing can be the biggest cost in our society and reducing it, is one way to fast track your life to a "survive and thrive" stance immiedietly.

There are thousands of options in reducing your monthly housing costs, I will be reviewing some extreme examples of frugality I have seen and experienced.

Lets start with addressing the topic of low income governement housing.
Relying upon government is the last option I would reccomend in any case, section 8 reduced rent has an extremely long waiting list, often 2 years or more. Being on a government housing program will often trap you in a dangerous community. It can also be a disencentive to earning more income, because you are penalized for penalized for making additional income.

If you choose this route, an unorthasox and very difficult way to circumvent the wait time is to enter an emergency homeless or domestic abuse shelter with your family and survive for 30 days. Usually you are fast tracked ahead of the masses and gifted all sorts of government hand outs like free vip (no copay) medical care, free public transportaion, free day care, free food stamps and job assistance.

Now for the legitimate extreme ways to opt out of the mortgage rent based housing economy.

1. Stop Paying the Mortgage
Many Americans are participating in this program naturally. Depending upon the bank forclosing and your attorney, you may have 1 to 3 years of living free, if you can handle the mental stress of fighting the bank.

2. Rent Part or your whole house
Many people are renting a potion of there home and using the income to subsidise their mortgage payment or renting the entire house and moving to a cheaper location.

3. Extreme downsizing to a trailer.
This can be a temporay situation but long term huge savings generator. Inexpensive trailers tend to be in rural areas and may be a huge culture shock to your family. Many americans with low incomes are taking this route.

4. Moving in with Friends or Relatives
This should be one of your last options because the strain that it can put on family relationships. A recent census worker in Southern California told me that 90% of the families she spoke to were living in a shared housing situations. One of the ways you can reduce tension between family members is to add an extention to the house or build temporary structures in the back of the property, if you have enough land. Often times, home owners have exess property that isn't being used. Having a separate entrance can do wonders for a community living situation.

5. Living in your car
This is a last resort emergency option, usually reserved for one individual. This is not a good option. Parking spots should be surveyed and rotated. Pick places inbetween commertial and apartments properties and do everything you can to hide your situation. Work hard to step up you living situation immieditly because if you lose the car the street is your only next option.

6. Living on the Street - Homeless in it's pure form
The most extreme example of zero cost housing is being on the street. Usually if you are in this situation, there is something else going on besides trying to save money. Drugs, alcholol, gambling addictions, emotional & mental issues may be in play. I can not talk from personal experience but I've read that car living is light years ahead of street living.

You may want to look into a local "tent city" development. Official and unofficial tent communities are common in southern California. In my area the unofficial ones are mostly in dry river bottoms.

Following are not so common low or no cost housing options

7. Buying an RV or Van Conversion
This option is becoming a real option for the recently homeless in california. They are parked at camp grounds, rv parks, on the street and in Wal mart parking lots. Retired Americans have been living in RV's forever. Comfort is an issue, but is made up for with low costs and mobility. There are many low cost options for RV parking including BLM and parking on private land. This is a huge lifestyle descision and there are many resources on the web to get you started.

8. Building Shelter
Many Americans are learning aboriginal survival techniches and permaculture. Once again, this is a huge lifestyle change and requires a lot of knowlege investment but everything is readily available online.

9. Living in a Boat
This is a often not disscused but a hidden secret, especially for individuals or couples. In my area, slip fees run around $500 per month and a nice boat can be had for $5000 to $20000 dollars. Millionare living on a beer budget, not to mention free fish and crab meat.

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[EvenStar303]

What a joke?

How about just moving into a FEMA Camp right off the bat???

How fare are you so called Americans let the Bankers push you into a corner???

How about standing up for your Constitutional rights and taking back your Country???

Fire the God damned government for violating their contract!!!

Revoke the contract of the Government and take back control!

They are only a Corporation.

Read your Constitution people!!!

[lazydogdied]

Live with your parents and save all your money! Don't get stuck working a job you hate to pay for things you don't need and can't afford! Live below your means, enjoy the simple life and stay away from student loans & credit cards. Debt traps will keep you a slave. I'm 40 now, and I learned the hard way when I was in my 20's. I no longer have credit cards, car payments or any loans of any kind. I am much happier now. I also gave up my huge 4 bedroom house with a pool for a small place

[TheAl1971]

I remember how life was so simple and more fun before 9/11, sad!

[Autumnskyes69]

i see people trying to make it. out of most the people i know very few still own their own home anymore, and not because they lived beyond their means. even when renting, some found themselves evicted from their apartments because their landlords got foreclosed on. one guy had the latter happen to him TWICE. now his present home is in a re-zoning area, so when the land sells, he's got to move again. i can barely get by with my own home and i have it cheaper than most as it's a landtrust house.

[jhoanaisabel]

lazy american people

[cuzairsoftisghey]

@theronandonly all those things can be added to a tiny house and use solar power...just find a secluded wooded spot to park it

[theronandonly]

@cuzairsoftisghey That's a great idea, build your own RV trailer. Do you know where you'll park it? What about showering each day, where will you do that? Any plans for where you will keep food? a pantry? a refrigerator? I have seen the original Tiny House here in Iowa City and I was tempted to build my own, also. However, figuring out where to park it, finding a place to use the toilet, shower each day, how to keep warm in winter, etc, was not something I wanted badly enough to do.

[cuzairsoftisghey]

I plan to start building a 130 sq. ft Tumbleweed Tiny House on Wheels this spring to make my permanent residence

[davehutchinson67]

Most of these are common sense solutions....but as they say...common sense...just isn't that common.

[37361811]

I live in Idaho and there is a 5 year wait for Section 8 Housing. A friend of mine tryed to apply and they turned her away, I used to be a House Painter for a Contruction company 3 years ago and there is NO work in the Contruction feild anymore. So many friends lost there house do to the economy.

[skocampin]

if you end up living in your car or van be sure to obtain a pair of Skeeter Beater window screens to get some airflow while you sleep, without the bugs!

[MegaDeathwarrant]

college is always best solution