FHA, Part 1 | "FHA Basics"
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FHA, Part 1 | "FHA Basics"by realtyreelz454 views- 11:11
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The comments below from AscendedDeist are inaccurate and erroneous. FHA minimum down payment requirements are 3.5% **NOT** 3%. No law has been passed prohibiting gift funds. None whatsoever. In 2009 seller-assisted Downpayment gift programs such as Nehemiah were eliminated, but family-member gifts etc are acceptable. By the way, Closing costs concessions are NEVER a % of the Loan amount. They are always capped at a % of the PURCHASE PRICE. There's a huge difference.
mortgagetemecula 9 months ago
@MrBizkit1984 Obviously you didn't know what you were talking about. The only thing wrong with this information is that it hasn't been updated. FHA down payment is now a minimum of 3% instead of 3.5% and a new law has been passed to where no money can be gifted, also the total closing costs that can be provided is now only 3% of the total loan amount. An FHA loan is insured by the government and most 1st time home buyers use this loan. Go to fha.com for up to date info.
AscendedDeist 10 months ago
Get reliable mortgage from IFG, Inc and live in your very own home hassle-free.
ifginc 1 year ago
What is the Min. FHA loan you can get?
haweye79 1 year ago
Good Job!!! Dean
TheWegnerGirls 2 years ago
I am new to the whole home buying thing and this video was very helpful. It was easy to follow and was much more entertaining than reading through all the pages available on the web.
GuppyRocks89 2 years ago
lol
jhardknox 2 years ago