It can be difficult to think of an issue that touches more people, or can get a rise out of more people, than credit card fine print, fees, and staggering interest rate hikes. The President signs l...
It can be difficult to think of an issue that touches more people, or can get a rise out of more people, than credit card fine print, fees, and staggering interest rate hikes. The President signs legislation to put an end to all that. May 22, 2009. (Public Domain)
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I don't understand why people always complain about credit cards. I just pay cash whenever I can, have one credit card and pay bills on time. Two times the fucking assholes charged me for a fake charity. But I just called them and got the charged canceled.
Some America people should learn form chinese people depositing habit,we must not overdraft our credit card all the way which you cann't pay for when you lose your job suddenly.This will post a serious problem for this country's financial system.
This bill did nothing. As soon as it was signed I received a notice from my credit card company that they were raising the interest rate. I always paid my bill ontime and always sent 4-5 times more than the minimum they asked!!!!!!!!!!!!!!!
u ever use a check cashing place ? go there and try it once just for kicks and u will see what im saying here 125% APR is crazy, but its ok for them to do that how about H&R block for tax returns. i can go on and on. u want a BILL THAT WILL DO SOMETHING CAP APR and stop wasting all of are time
This law is a joke i work for a CC company and know first hand. All this bill will do is inform u of a pending increase in your APR and give u a way to pay your bill by phone for free in most cases. if u want to talk to a rep at one of these places yes u will still get charged. also current talk has moved to no late/Over the limit charge fee reversals. What we Need to fix this is a FIXED CAP on apr for example Prime +12% or something like that not the current Prime + the sky
pantherprowl22 THANKS ! your so right .He did give the warning and tried to stop this. PLUS there's one great thing he did also. He kept the USA from another 9/11. He imprisoned the worst of the worst in Gitmo. but now the first terrorist has been released from Gitmo and where did Obama move him? NEW YORK ! How shameful!
peterbob101, your so wrong on that. It does effect you. Your taxes ,right now are paying someone elses debt. Debt of any kind effects all Americans. I am debt free and own my home and all that I possess but We All pay .Especailly for people that wont work but can!
What they do not mention is the Credit Bureau's That lower our CREDT RATING when they lower our CREDIT lines. I was never late and paid more than the minimum payment to Amex/Costco line was16,000. I paid $9000. Amex reduced line $7000. WE ARE A CATERING COMPANY & NEED CREDIT FOR LARGE PARTIES. I PAID $5000. MORE Amex lowered to $1000.! WAY to stand by small business AMEX! How many more ways can Corporations FAIL US. Discover did the same. IF economy gets better I WILL BOYCOTT also.
What they do not mention is the Credit Bureau's That lower our CREDT RATING when they lower our CREDIT lines. I was never late and paid more than the minimum payment to Amex/Costco line was16,000. I paid $9000. Amex reduced line $7000. WE ARE A CATERING COMPANY & NEED CREDIT FOR LARGE PARTIES. I PAID $5000. MORE Amex lowered to $1000.! WAY to stand by small business AMEX! How many more ways can Corporations FAIL US. Discover did the same. IF economy gets better I WILL BOYCOTT also.
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THANKS ! your so right .He did give the warning and tried to stop this.
PLUS there's one great thing he did also.
He kept the USA from another 9/11. He imprisoned the worst of the worst in Gitmo.
but now the first terrorist has been released from Gitmo and where did Obama move him?
NEW YORK !
How shameful!
Debt of any kind effects all Americans.
I am debt free and own my home and all that I possess but We All pay .Especailly for people that wont work but can!
I was never late and paid more than the minimum payment
to Amex/Costco line was16,000. I paid $9000. Amex reduced line $7000. WE ARE A CATERING COMPANY
& NEED CREDIT FOR LARGE PARTIES. I PAID $5000.
MORE Amex lowered to $1000.! WAY to stand by small
business AMEX! How many more ways can Corporations
FAIL US. Discover did the same. IF economy gets better
I WILL BOYCOTT also.
I was never late and paid more than the minimum payment
to Amex/Costco line was16,000. I paid $9000. Amex reduced line $7000. WE ARE A CATERING COMPANY
& NEED CREDIT FOR LARGE PARTIES. I PAID $5000.
MORE Amex lowered to $1000.! WAY to stand by small
business AMEX! How many more ways can Corporations
FAIL US. Discover did the same. IF economy gets better
I WILL BOYCOTT also.