What is a loan modification
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Have them modify both loans.
The first owner occupied property you can do under the OBAMA Home Affordability and Stability Plan and get a payment at 31% of your gross income.
The second you must rent it out and obligate the Bank to modify this loan too. Depending on the State you are in if they decide to try to foreclose it could take them over a year and cost them thousands of dollars.
Probably not logical so they would rather negotiate with you.
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AxJ 2 years ago
What can the mortgage company do when I have two properties and can only afford one? I have two homes with the same mortgage co. One I can't afford and the other I can. The one I can afford has a little equity. Can they force me to sell it if I go into foreclosure?
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AxJ 2 years ago