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Rep. Braley on Rescission Practices

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Uploaded by on Jun 16, 2009

Today, the Energy and Commerce Subcommittee on Oversight and Investigations held a hearing entitled "Terminations of Individual Health Policies by Insurance Companies." The hearing examined the practice of "post-claims underwriting," which occurs when insurance companies cancel individual health insurance policies after providers submit claims for medical services rendered.

The Committee conducted an investigation into the
practice of health insurance rescission, and the results were alarming. Over the past five years, almost 20,000 individual insurance policyholders have had their policies rescinded by the three insurance companies who testified today: Assurant, UnitedHealth Group, and WellPoint.

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  • Insurance companies are only out to screw you out of your money for as long as they can before cancelling your coverage. As an RN I am well aware of the poor coverage offered to most of the American public. Single payer is the only way to make certain that most people gets the coverage they need and deserve. The Emergency Rooms of hospitals is NOT the place for routine care for those without insurance. STOP Listening to the Republicans.

  • What gets me is the Republicans claiming that Private Insurance could not survive competition with a Government Option. All my life, I have heard them say that anything the Government can do, private industry can do better. I worked for Blue Shield once as a Customer Service Rep. When I left, I felt like I got my soul back and that was in the 80's!

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  • @nohealthcare62 no way.....repeal Obamacare

  • @coolisku fox rules..we dont listen to sob stories

  • @Russron we should repeal Obamacare

  • @mishanti2 no theyre not..they sell a private product that u can buy or not....thats how the free market works

  • Rep. Bradley, You hit the nail on the head. You exactly understand what we little people have to go through with insurance companies. Our life savings is now on the line because the pre-approved surgery was rescinded AFTER the procedure. The hospital is now taking the $200,000.00 medical bill to dept collections. In no way can the victim recover with this anvil of debt hanging over him.

  • Thank God for people like Rep. Braley. Please save us down here in the real world making minimum wage with a Masters degree unable to find work and affordable secure health care.

  • i bet you'll never see these people's stories on the fox cable news show which states that they're "fair and balanced", all they do on the cable news show is get people angry and spread lies about government "death panels" in health care reform, lol what a bunch of loonies on fox cable news

  • all those people against health reform and the public option insurance need to see and hear all these people's sufferings caused by private health insurance companies.

  • what?

  • Use to be 1 out of 4 people had HIV now it is every 4 people you see 2 and 1/2 of them have HIV Dallas estimates 40 more people have HIV and dont know it ! Universal Health Care is the only way America ! there is a silent genocied going on and no one can see it till it comes to your neighborhood !

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