Winning arbitration against Farmers Insurance ~ CAR INSURANCE FAIL!

Watch out, Farmers Insurance is not going to do you any favors when settling a case against them. They've been fined millions of dollars by North Dakota, California, Texas and Washington State even threatened to take away their license to do business because of deceptive business practices.

Someone pulls out in front of you while you did nothing wrong? Think it's open and shut and their insurance will act honorably? Not Farmers Insurance. Watch how Farmers twists facts to blame the innocent driver with 40% of the accident, this happens all the time and it may be well worth your time to fight them!

Category:

Autos & Vehicles

Tags:

• Car
• auto
• accident
• car
• Farmers
• Insurance
• settlement

[gmtruckclub]

Farmers Strikes Again! They claim that even though they lost arbitration, they are only going to pay 60% for bodily damage because they don't agree with the Police report. They claim that the police can be biased. HUH, Farmers isn't biased? Looks lilke I have to SUE them to get my settlement after all, EVEN THOUGH I WON ARBITRATION. This is unreal.

[gmtruckclub]

Just remember, I won arbitration against Farmers Insurance and you can too. Just keep your notes, don't let them record you (certainly not without a dry run) and call an attorney before you talk to them!

[kristisolis]

It looks like to me that before the Fry entrance, the new lane DOES begin, but it is there, so that people can pull into the Fry parking lot. Secondly, if traffic was backed up as you say it was, it is illegal to block an entrance, so you should have waited for her to turn anyways. It sucks that you won, seeing that you broke 2 laws that day!!!

[gmtruckclub]

Yeah I guess it also sucks that the other driver was given a ticket for failure to yield to me and I was not ... I guess you must know more than the police and all the witnesses too.

[gmtruckclub]

There are actually five lanes that come out of the two lanes. One left-turn lane, three that go straight and one right-turn lane.

[txmp62]

The person turning across traffic is at fault.Texas statue requires anyone turning to yield right of way to oncoming traffic. Hire a lawyer,Farmers is just doing what they do best.That is try to wiggle out of their responsibility. This 60/40 business is a bunch of crap so they can save some money, dont let them get away with it. I was an agent with them but got out of their when I saw the way the jack with people.I am also a retired police officer so I know what the law says about it in Texas.

[joshuadmoody2]

I hope you get everything that you deserve. The insurance companies have to pay out for what we give them money every month to cover!

[crus882255]

Glad I don't have farmers for insurance. Good luck with your claim man.

[gmtruckclub]

After the Ethel Adams story in Washington State --- "Some quotes from Insurance Commissioner Mike Kreidler: "Theyre just wrong, and its obvious theyre wrong. The bottom line is they are going to pay this claim."...."If the company continues to refuse to pay, the state will initiate an administrative hearing accusing Farmers of violating the insurance code. Thats the first step in suing them."..."We could always suspend their certificate to do business in this state as well"

[bckdn1999]

If your autos aren't insured, you clearly don't qualify for the AUTO/HOME DISCOUNT. Don't complain if you don't qualify. And your rates aren't based on the value of your house. It's based on the cost it takes to rebuild. So again, don't complain.

Farmers doesn't charge you for a fault free accident, only for negligent accidents. Accident surcharges were just introduced the August 2008. Obviously there was another reason your rates went up or it wasn't fault free as you say.

[gmtruckclub]

Hah! We had a better argument becuase I was not at fault and I was not in the right-turn lane. Farmers tried to make that point, but it failed becuase it wasn't true. Thanks for the comments though.

[kkvegas123]

Just because you won Arbitration doesn't mean you were not at fault, it means your insurance company had a better argument or Farmers failed to respond. I have been an adjuster over 10 years and the sign in your video shows that it was a right turn only lane, if you were traveling in the lane other than to make a right turn, you were partially at fault. Whether you like it or not. I wouldve easily won that point in an arbitration response. Count your blessings, you got lucky