How the Middle Class Got Screwed, The Critique
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tellers are assholes. my bank is filled with a bunch of bitches who hate their jobs and treat everyone else like crap. they should be happy they have a job!
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blame dick durbin aka the durbin amendment.
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I love your videos, Mr. Lee Doren, but I need to see a step by step rebuttal to this video. Not just a critique on one segment.
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The banks don't mind any of this 'Legislation'. They just comply, and adapt. Actually, all the Regulation is feeding into the consolidation of banking into a duopoly. Finance departments in banks are obviously key, but the up and coming powerhouse department is legal. That's overhead and lots. Profit margin becomes lower, but more spread out. Voila.. duopoly. Only massive entrenched organizations can survive let alone thrive in that atmosphere.
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Interesting HTWW (pretentious fap) ignores the meat of the How the Middle Class Got Screwed video. The focus was on the declining standard of living for the majority where even two income households can't secure a lifestyle that one income used to. Also the grossly unbalanced tax system. Maybe HTWW (pretentious fap) thought he covered it with his "class envy" comment. Wrong. He ignored it hoping most of his little followers would actually watch the video.
Another failure HTWW (pretentious fap).
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When he is talking about free checking and the new costs for checking accounts, it sounded like he had to correct himself from saying "Banks can'f afford..." But they can afford the new Dodd Frank laws, it would cut into their profit margin so instead they charge regular people.
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He is not only focusing on the ATM you idiots! That guy wants price control (a very stupid idea and people for it are stupid) and is explaining why we can't do that.
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Complaining about overdraft fees is like complaining that it hurts when you cut yourself.
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Nice production values bad human values.
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friendlyfire53 7 months ago 27
It just occured to me that it has been almost six years since I used an ATM that wasn't one of my banks. The only ones I have used since then didn't charge for checking your balance, and I really only use bank ATMs a few times a year. Partly because I balance myself well, partly because you can get money back at all the stores these days making most ATMs useless, and partly because I like going inide my bank since the tellers are cute.
mastersirk 7 months ago 22