This is a matter of fact presentation of advice. This advice is for people at grass roots level. These beliefs are formed from a way i have found to survive in the world. Everyone is different and have there own way ( there is no sole better to guide you than your own ). Don't follow what i or anyone says but do what is best for you. It would be very interesting to hear what other people think of my views. Income protection is a good way to protect the roof over your head ( if you have a loan for your own house/unit ). Be very careful when trying to find friends on the internet. Brush -floss and rinse your teeth every day. It is extremely hard to change the course of your destiny - hard to change the life you are living. Do not go guarantor or get a guarantor!, Be very careful how much you spend on education - there is no use having a piece of paper but not be able to get a job - it is often better to set a career goal then get an entry point job and work your way up by turning up every day and building experience while earning money and possibly not wasting it on education.Do not fight with people on the internet - leave bad insulting comments - one day you will meet your mach no matter who you are, if you do not get along with someone just block them. There are all types of laws invented by lawyers and governments however what rely happens is decided on a face to face basis - peoples interaction - therefore it is important that one is able to get along with people. HONESTY IS STILL THE BEST POLICY. No one understands everything. Don't depend on your job to much - keep plenty of money in your savings account, If you are dismissed from your work it rely is not you, there are many different machinations with in a working business especially a large organization - you will feel and work better with another group of people - remember your goal, i cannot stress the importance enough of having a goal to achieve, there are many hard blows and wrong roads taken in life, a goal helps you to be motivated and keep going - get another job and work to achieve your goal. The financial system is an absolute con that can steel your future from you. You can purchase shares in a business on the stock exchange, you can trade derivatives - it is exactly the same as betting on a horse - just as corrupt - it is glorified betting, a business on the stock exchange can issue more shares at any time - devaluing your shares and money. A business on the stock exchange can transfer money from one business to another devaluing the business you invested in taking your money. A business on the stock exchange can delist at any time taking most if not all of your money. The share market can take a fall at any time taking your money with it. A business on the stock exchange can go broke at any time taking your money. A business listed on the stock exchange can be taken over at any time taking your money. The one thing normal people respect above all is intelligence. People cant rely build a meaning full life by themselves - it takes clubs,religion, churches, sports, schooling, prison, government, counseling,employment, the law etc to create a society, all people need to be part of this system. People play there cards ( make very important decisions ) not knowing what the long term outcome will be, people can only reflect later on in life as to whether there decisions and attitudes were correct.There is good and bad - move to the good, chose the path of least resistance.Your personality wont change - you can learn other languages, live in counties other than your own get married, Change profession etc but you are who you are and that wont change, however your morals and values can change through the education of experience in life you can develop backbone and standing. You have to be hard and strong and stand up to what is wrong no matter what. The meaning of life is to survive, enjoy the act of survival, and die trying.
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