Featuring Kristi Dietz from Re/max OTB Estates and Eric West from Countrywide Home Loans.
An REO (Real Estate Owned) is a property that goes back to the mortgage company after an unsuccessful foreclosure auction.
What are scoring categories and FICA?
Scoring categories
The scale runs from 300 to 850. The vast majority of people will have scores between 600 and 800. A score of 720 or higher will get you the most favorable interest rates on a mortgage, according to data from Fair Isaac Corp., a California-based company that developed the credit score. (Its own score is called the FICO score.)
Fair Isaac reports that the American public's credit scores break out along these lines:
Credit score
Percentage
499 and below 1 percent
500-549 5 percent
550-599 7 percent
600-649 11 percent
650-699 16 percent
700-749 20 percent
749-799 29 percent
800 and above 11 percent
FICA Score Ranges and Grade * 750 and above Excellent A++ * 680 to 750 Very Good A+ * 620 to 680 Good A * 580 to 680 Above Satisfactory B * 550 to 580 Satisfactory B- * 480 to 550 Below Satisfactory C
Hi...I am Kristi Dietz. The comments below are not true. I do not know any of these people. I have a perfect standing with the DRE, BBB, SRAR. I am saddend that people find the time to write horrible, hurtful comments.
harisonandolivia 2 years ago
Hi...I am Kristi Dietz. The comments below are not true. I do not know any of these people. I have a perfect standing with the DRE, BBB, SRAR. I am saddend that people find the time to write horrible, hurtful comments.
harisonandolivia 2 years ago
Kristi Dietz and Eric West both work for Marshall Reddick who is a crook and con artist!!! (google Marshall Reddick lawsuits to find out more). Stay away from anybody associated with Marshall Reddick!!!!! They will steal your money and put you in a bad property!!!
vickinla 4 years ago
Thanks for the good info!
sturgbowen 4 years ago