Mitchell & Webb Sound - Identity Theft

"Sounds more like a bank robbery."

More comedy clips at http://texturbation.com

Category:

Comedy

Tags:

• Mitchell
• Webb
• Identity
• Theft

[multitudinal]

this has an important point to make...identity theft is bullshit, its the banks responsibility not yours

[lazymornings]

BANKS ARE WANKERS WHO LAUGHT AT YOU.

[jessemaurais]

This is the most clever bit written by anybody, ever!

[painxtreme]

@multitudinal True, same for stolen checks that are accepted. One way id theft can kill is with credit cards. Visa used to cover theft purchases, but I doubt any of them do anymore, but yes, any theft from your bank account is the bank's responsibility. I always thought it was odd that a merchant accepts a check, but the bank is on the hook for it, if its a stolen check, unless they recognize and reject it, i can count on it being caught at my bank in a town of 3,000, but not at a major bank.

[keatsfoxlore7]

Nope. I believe it happens in the US as well. It's ludacris. Especially the banks that are under the "help" of the government now....*cough* Bank of America *cough*...and many more. *cough* Capital One *cough*.....anyway...

[TheLordSod]

David Mitchell for world dictator!

[blahk04]

This is so true. And here's what's worse. I used to work in a bank and I assure you identity theft doesn't happen by someone finding an old receipt in your garbage, these aren't fucking racoons, they're criminals, criminals that work at the bank and have unchecked access to everything involving your life. And when they use that information or sell it, the bank claims it's your fault for not properly shredding your bills. Complete bullshit, and everyone is buying it.

[IsisWade]

@multitudinal Up to to a point it is the bank's responsibility. There are exceptions, as an example, if you write the password to your email on some paper and leave it lying around, then it's not the email provider's fault.

Preventing identity theft is a joint responsibility of both banks and customers. Banks add more and more security measures, whilst customers ensure privacy by using encrypted wireless connections, not logging in in public places to online banking etc etc

[bblgoose]

@ssstracener - what you say may be the case in the US, but Mitchell and Webb is British comedy, and here in the UK, the whole identity theft concept is little more than an attempt to offload blame for fraud onto the customer.

[ssstracener]

@multitudinal

Unfortunately what you wrote is not true!! The banks do NOT have to be responsible if a commercial account is looted, they DO call it 'identity theft', rather than 'bank robbery'; and there are not any U.S. federal laws for commercial (business) accounts. If a 'personal' account is hacked - yes - you have federal regulation E that covers the loss, but if a small business is hacked then the money is just GONE, and the banks reply very much the same way this video presents it!