Whole Life Vs Term Insurance

Antiwan Dean interviewed by Herbert Dennard about Whole Life VS Term Insurance:Which is the best?

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• Antwon
• Dean
• interviewed
• by
• herbert
• dennard
• Whole
• Life
• VS
• Term
• Insurance

[1mariamorales]

Thank you

[Termisexpensive]

Typical misleading Primerica math!!

[aIprime1]

This XFVY4 moron is a prime example of why I left Primerica. His math is just a bit off, he'd need 49.5% to get to $3,000,000 and even if he could do 10% that would be only $325k. And you are right Primerica has the MOST expensive term on the market. It's aweful!!!

[aIprime1]

@XFVY4 You are really dumb - $1,200 a year for 35 years at 10% would amount to just over $325,200!!! You'd need to do about 49.5% each year to get to $3,000,000. I guess your Primerica schooling is showing up in your math!!! Tool

[aIprime1]

@XFVY4 What fantasy world do you live in boy? 10% return on your mutual fund? Really? The S&P was up only 3% but that's the Average return and assumes you were in Jan 1 and still in Dec 1 - many lost during the ups and downs of the year. The average investor earn less than 4% in the markets, it's a proven fact and verifible. Just research it. PLUS you are using linear math, you assume 10% each year for 35 years, the world don't work like that son.

[hillje1906]

@XFVY4 Have you seen the cost of Primerica's term vs. others companies? Why not take the difference and invest it as well. Also where are you putting you money to ensure you are getting a 10% Return, not to mention your math is very much off...that'll be less than 500k after that time frame. If you think I am lying go use a calculator and do it for yourself? You also need to realize that if you touch that money (if its qualified) you'll pay taxes on it. Oh & don't become disabled at all!

[XFVY4]

I'm 19 years old. My term insurance costs me $25/month. I invest in mutual funds for $100/month at a 10% rate of return. My term insurance is for 35 years. By the time I'm 55 (when my term insurance expires) I'll have over $3,000,000 saved for retirement. I think I could struggle through the rest of my life with out life insurance seeing that I'll be SELF-INSURED. By the way, my term AND my investments are through PRIMERICA. Thank Satan for Cash Value. Thank God for PRIMERICA! Freedom Lives Here

[semisi111]

hahahaha!! 1. cash value belongs to the company. 2. if $ is taken outta the cash value, u gotta pay it back WITH intrest. 3. if u die, beneficuary gets death benefit - company keep cash value.

all u gotta know is buy TERM & INVEST the difference! that way if something happens, family gets both! this guy thats being interviewed sounds like he tryna color code it...... sounds like a WHOLE LIFE agent!! hahahaha

[aIprime1]

Someone is lying.....You don't "borrow" from your cash value, you use the policy as colateral to borrow money from the insurer (at a net zero interest rate) they use the death benefit and should you die with the loan outstanding it's subtracted from the DB - And it's ALL TAX FREE!!! MORONS ON THESE SITES!!!!

[aIprime1]

@kpzfinest 529 plans provide a higher ROR for kids? Are you for real? Are you this dumb? First of all there's no guarantee of ROR!!! 2nd - the managers actually "dial down" the stocks as the kids get closer to school age resulting in LOWER ROR!!! Moron - do you homework!!!