Keeping The Books

For someone with a pattern of financial chaos, a first step toward better money management is getting organized. This requires creating a clear picture of where you've been and where you are in terms of income, expenses, and debt. To accomplish this, you will need to set up a bookkeeping system to track your income and expenses and pay bills.

This task can be overwhelming and can stop people cold before they even get started on controlling their spending. As a result, I recommend using the services of a professional bookkeeping firm.
Rick Kahler, CFP, resides in Rapid City, South Dakota and is a fee-only financial planner. He is the co-author of "The Financial Wisdom of Ebenezer Scrooge" and "Conscious Finance," both available on Amazon.com. You can learn more about Rick at wwww.kahlerfinancial.com.

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