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How to Raise Your Credit Score 100 pts in 45 days

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Uploaded by on Aug 7, 2008

John Franco with Aggressive Credit Restoration Services will give you 9 strategies in improving your fico score. To receive a Free Credit Repair Booklet call 661.310.1514.

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  • The best thing to do is pay off your account to 20% of the limit, your score will go up if your maxed out, it is never a good idea to pay it off to zero balance. And never expect to pay off collections and see your score  go up, it actually goes down.

    Here is another secret that not so many people know , if you send a payment to your creditor 5 times in one month your score will go up. so if your min payment is $20 , send it in and send $5-$10 four times in the same month.

  • This is dumb... you can't just wipe out collections (unless you dispute them and the original debtor doesn't respond or it doesn't actually belong to you). You cannot wipe off a judgement... you cannot wipe out past due accounts.. If you paid late, it's there for 10 years.. SCAMMMMMM

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  • OR, you could do the wise thing and get out of debt, and STAY out of debt. Going into debt is a choice, and a BAD one. Aiming for a high CS is resigning yourself to a life of debt slavery. Think about it. You're going to raise your CS so you can borrow money, so later, you can borrow more money and keep the debt lifestyle just rollin' along forever! In the last 3 years, I've gone from 829 to 600 & falling. Aiming for 0, (best score u can hv). My net worth increased by 100K in that 3 yrs

  • Great info vid on getting a high credit score.

  • @AJiggaFromMyspace Of course you can strip out a judgement if you know what you're doing.

  • thanks john franklin i will speak too you soon

  • amen brotha!!!!

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