How To Afford College

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You can come up with college tuition -- even a six-figure one. It just takes a little digging.

To complete this How-To you will need:

Research skills
Scholarships and grants to apply for
A college savings fund
A financial planner
A college loan
A campus job
A full or part-time job
An ROTC membership

Step 1: Start saving now

Begin saving for college as soon as possible. Assuming an 8% yearly return on your savings, socking away $100 a month for 18 years would leave you with $48,000 — more than double what you put in!

Tip: Consult a financial planner—or even just a friend who's recently paid for college—about ways to maximize your college savings fund.

Step 2: Get student aid

Submit the Free Application for Federal Student Aid, or FAFSA. Download it at www.fafsa.ed.gov.

Step 3: Find plenty of scholarships

Apply for scholarships and grants. In addition to rewards for academic and athletic achievement, plus funds set up for minorities, there are all kinds of weird-but-true scholarships, like one for left-handed people and another awarded to the couple who creates the best prom outfit out of duct tape. Search online for "unusual scholarships."

Step 4: Apply for school-specific scholarships

Apply for scholarships and grants offered by the college you will be attending. For example, David Letterman established a telecommunications scholarship at his alma mater, Indiana's Ball State University. Contact your institution's financial aid office to find out what's available.

Tip: Apply early! You don't want to miss any entry deadlines if a project or essay is involved.

Step 5: Consider a loan

Consider taking out a loan. The federal government offers both subsidized and unsubsidized loans. The former are a better deal, but both are better than loans from private lenders.

Step 6: Look for work-study opportunities

Ask about work-study opportunities at your school. These are part-time campus jobs reserved for students.

Tip: You will likely pay less in taxes for a work-study position than you would for a normal job.

Step 7: Start with community college

If you can't afford a four-year school, consider attending a community college for two years and then transferring to the university of your choice.

Step 8: Get a job

Work full or part time while you attend school part time. It will take you longer to get your degree, but you will have less debt.

Tip: Some jobs will pay part of your tuition.

Step 9: Join the Army reserve

Consider joining the ROTC — the Army's Reserve Officers' Training Corps. Army ROTC is the single largest source of scholarship money in the United States.

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[thlpapa]

KNOWLEDGE SHOULD BE FOR FREE

[D3adtrap]

@Albanez39

Well in my country, Finland:

Free:

Education

Apartment

3 hot meals a day

On top of that I get "Student benefits" witch is available to every student over age of 17 and that gives me bit over 200€ (350+ $) a month and no, its not a loan. As student I also get many perks such as using train -50% discount and various organizations provide us with various perks from discounts to all other kinds of supports such as finding job or cheap housing.

[tangsaver1]

@thlpapa but then how do you keep the rich rich and the poor poor

[m0h4md]

@D3adtrap

.. Chhht .. Don't tell ... orelse everybody will come overthere and your kids will end up like the chic in the video

[heipaadegduP]

Its free in Norway :) And you can get $ 6500 in scholarship and $ 10 000 in loan (with 3% interest) to cover food, transport, houseing etc. Healtcere is also free, so we don't need health insurance.

[Mooch2314]

Countries who have schooling for free usually have higher taxes, extremists...

[jaynethebloody]

@D3adtrap so i'm gonna move to finland

[MystSync]

Its not just army ROTC theres air force, mariens, coast guard, navy. Damn learn your shit

[Scholarships360]

There are plenty of generous scholarship opportunities for those willing to search for them, although some of the methods in this video (transferring from a community college, ROTC) are great ideas that can also work depending on the person.

[HeyItsPoiple]

Step 1:

Save your money for college instead of piercinga

[krusokat]

@thlpapa Denmark :)

[thlpapa]

@krusokat where do you live??