CashBridging Long Term Care State Partnership Plans

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Uploaded by on Aug 11, 2008

Many families prefer to do the caregiving themselves, however many fall short when it comes to the financial resources. Cash for Care™ is a starting point for the country's front line of defense, the unpaid informal caregivers (family and friends).  Most Partnership Plans are structured more for professional services, with minimal to no benefits for informal caregiving. CashBridging™ offers a life preserver to families who prefer to do the "heavy-lifting" before professional services are the only option while still being able to preserve a portion of their estate.

Partnership Plans are traditionally more expensive because they require mandatory benefits that can drive up premiums. The benefit of CashBridging™ in place of a single policy, with or without a cash feature, is that it allows you to manage premiums effectively by varying the elimination periods, benefit duration or inflation options, which can equal the premium for a plan with limited or no informal caregiving, and may even be lower.

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