Allstate insurance adjuster discussing a claim with a party injured by their grossly negligent insured. Yet, doing what Allstate does in first denying there was any fault or liability by their insured. Then delaying any offer to starve out the injured party. And finally when the injured party is so fed up they threaten to hire an attorney, defending the case to make it drag out longer so Allstate's invested premiums make more interest. The whole time starving out the deserving and injured party. Real life look at the claims process through a magnifying and amplified perspective.
It's not only Allstate; most of the insurance carriers are interested collecting premiums and refusing to pay claims. Insurance claims practices are a joke. The people responding here with anti-lawyer comments are either shills for the insurance extortionists or badly misinformed. Yes, personal injury lawyers are paid by percentage; otherwise, most people could not afford them. Without an attorney, the injured person will be clipped by the insurer. Happens all the time.
RAZFX1 2 months ago
Furthermore, the same unreasonable people who want $15k for a soft tissue injury are the same people who complain when their insurance rates go up. Stop acting like entitled brats. Your car gets fixed and your reasonable bills get paid.
Personal injury attorneys are the scum of the earth. It is precisely because of the abuses of personal injury lawyers that Colossus even exists. For what it's worth, your lawyer will take you all the way to suit, drop you and file a lien on your settlement.
MrJackSparrow90 3 months ago
This is absurd. Colossus doesn't calculate medical bills or take adjustment on any billing information. Furthermore, soft tissue injury is the single most ridiculous and abused claim in the world because soft tissue injury is nearly impossible to prove or disprove.
I work in claims and the majority of BI claimants are lying opportunists whose first "doctor visit" is to a chiropractor who puts them on an 8wrk ERD treatment plan and uses every modality in the book.
MrJackSparrow90 3 months ago
@californialawyers This would be the opinion of an injury attorney. "Hire me, then be prepared to hand a large portion of your settlement over to me!". Consider this first, in many states the minimum required liability limit is 25K. The insurance company is not going to pay more than the limits. So, you get the ins. company to pay the 25K, through settlement or suit. Now hand over 1/3 of that to the attorney, and pocket $16.7K. If you can negotiate 17K or more on your own, you're ahead.
bustyn 3 months ago
@castellilaw I love reading this because these insurance companies need to properly compensate people and stop playing games. I read an insurer made an insulting $2500.00 offer, the case went to court and the verdict was $111,000 which is sweet justice. The insurance companies like to refer to some accidents as fender benders to make light of them but there could be major damage to your body so seek treatment. The insurers talk about fraud so you'll fear being accused but don't fall for it.
insurancegame 3 months ago
I was hit head-on by a drunk driver going the wrong way on the highway. I spent over four months in the hospital. When State Farm found out that I was a veteran in adddition to being in the Army Reserve, they informed me that I should get all my medical treatment at the VA Hospital. Regarding my outstanding bills, too bad.
jvolstad 4 months ago
Insurance companies are in the business to protect it's investment and guess what...you, me and everyone who pays into it are not IT.
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jpwarzinski 6 months ago
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murraybartlett805 6 months ago
Don't forget the other end of the spectrum. People who claim injuries, have no damages, 70 chiropractic visits, etc ..., all fueled by attorneys going after deep pockets. Just check out the attorney commercials. They want to use you to get to your insurance settlement. 33%. If an attorney really cared they would charge by the hour. We all pay for it in our premiums. It isn't insurance companies money it is your premuim money.
BashN2Me 8 months ago