7 Steps to a 720 Credit Score: Part I

The 7 STEPS TO A 720® CREDIT SCORE program was created when mortgage broker Philip X. Tirone noticed that good people with good intentions were consistently turned down for home loans. Those who did qualify often paid unnecessarily high interest rates. On a $300,000 home loan, a person with a poor credit score could pay as much as $212,040 extra over the course of 30 years.

This is simply unacceptable. 7 STEPS TO A 720® CREDIT SCORE exposes the rules of the credit game, allowing countless Americans to increase their credit scores and save hundreds, sometimes thousands of dollars in interest payments. 7 STEPS TO A 720® CREDIT SCORE is a credit-improvement strategy based on patterns of change identified by studying tens of thousands of credit reports. Available to the public, the system is also used by real estate agents, mortgage brokers, investment advisors, and accountants across the nation to help borrowers save money, qualify for the best loans, and reduce interest payments.
An expert in residential home financing, Philip X. Tirone has a unique background in difficult-to-obtain loans, having started his career working with borrowers with stated incomes and/or poor credit scores. With this foundation, he became a specialist in the credit-scoring process, authoring the book, 7 STEPS TO A 720® CREDIT SCORE, as well as the bestselling workbook, APPLYING THE 7 STEPS TO A 720® CREDIT SCORE.

Philip is the founder of the Mortgage Equity Group (the MEG) and specializes in educating borrowers and helping them increase their credit scores so they qualify for the best loan programs available. The MEG is a non-traditional mortgage company composed primarily of team members committed to providing each homebuyer with specialized time and services unique to his or her needs, complementing traditional mortgage services with innovative programs aimed at reducing mortgage payments and maximizing buying power.

Philip's commitment to educating homebuyers prompted him to create the 7 STEPS TO 720® LICENSING PROGRAM FOR PROFESSIONALS in which he trains other mortgage planners and industry professionals on consistently outperforming the market by helping clients improve their credit scores. As well, he established the 7 STEPS FOUNDATION, a charitable fund that allocates resources to help low-income and underserved Americans increase their credit scores. Philip has an uncanny ability to develop innovative strategies to simplify the mortgage process. As a frequent guest lecturer at the University of California Los Angeles, Philip has authored and delivered numerous speeches about avoiding the "Mortgage Lifestyle Dilemma," a phrase he coined to describe an emotional buying decision that results in overextension and a life that revolves around high mortgage payments.

Philip and his programs have been featured in the Los Angeles Times, New York Times.com, Wall Street Journal, Newsday, Woman's World Magazine, San Francisco Chronicle, Bottom Line Magazine, and Bankrate.com, among others. He was recently featured in the New York Times bestseller, Secrets of the Young & Successful. In 2008, he will be featured in Dan Sullivan's forthcoming book, Industry Transformers, which identifies eight individuals who are having a profound impact on their industry by creating meaningful ways for their clients to bypass the bureaucracy and the red tape most consumers face.

Category:

Education

Tags:

• credit
• score
• report
• raise
• increase
• good
• bad

[VideoGameCoupons]

nice video i learn a lot from it.

[defendant420]

@rich80baby I downloaded the mp3 set using bittorr

ent from a web sight ww w.btju nkie.c om

[rich80baby]

@defendant420 wow really??? i think i will need to purchase this

[MissJenni2642]

@atg27111 I got my mom to do that for me

[scottbhoag]

great job philip!! What would a banker say if you showed them this video?

[svca12218]

start w/a secured credit card with Orchard Bank $500 use it only for gas,pay the balance in full every month,never charge more than 19% of credit limit,after 12 months apply for a store credit card like Bestbuy,use it every other month so there is activity,again pay the balance every month,after 18 months with a good downpayment $4K buy a car and pay it off in 48 months,you will have 750 credit score within 2 years of starting...those are 2 diff kind of credit,revolving,installment 3rd is mortga

[atg27111]

@tunerguy95 if your close with someone with a credit card ask them to put you on as a authorized user. they dont have to give you the card just being on their cc is a good way to build some credit. but make sure they pay their bill

[lsvtec]

damn im 35 points away to 720

[defendant420]

Just checked my score again today and it's up to 727 and its because of this cd set.

[AolanApara]

eycant seem to find a guy who isnt a coward