A CONVERSATION WITH A FINANCIAL PLANNER(CFP)
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@johnnyfucking2time If you're going to start your own business, I'll advise online affiliate businesses. They're so cheap that homeless people can afford them but the returns can be immense. Of course there are lots and lots of gimmicks or get rich quick schemes out there, you have to be careful in choosing. I know some that have been tested and trusted. Give me a shout if interested. Online business helped me abandon 9-5 too. Cheers!!
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I heard that the graffiti artist's stock is worth 200 Million. Damn..
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great vid
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LA just voted the #1 most overpriced city. Check the list on yahoo news and see if your cities are listed. It's most overpriced because it's the most epic. I've travelled the world and LA is an epic place. I go out in t-shirt and shorts in the winter. Meanwhile you all living elsewhere are freezing your boobs and balls off. I'll stick with the overproced city cause I save on winter gear anyway. :P
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@Pullingmyselfup that sounds like a great way to approach it. I think we have intended to keep separate accounts as well. I trust my wifes vision for the future. she sometimes has to be pitched for me to spend my own money. I could never get away with adultery if i tried. She's tracking my account and every ATM transaction. LOL. But I have nothing to hide except for a few self help books, trade magazines, liquor purchases which she does not approve. But i buy anyway. ROFLMaO.
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@judutchinski I have friends that are married that have 3 accounts. His, Hers, Joint. The joint account pays the bills and covers their necessities and larger longer term goals. Each transfers their share from their account into the joint. Then each one has their own money that they can spend as they wish. It removed a lot of stress and arguments.
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Excellent interview thank you for this. I agree with quite a bit of what he is saying especially on the stock picking vs fund, greater chance at profit vs safety. VERY important to understand the company you might invest in.
I've done lendingclub also. In addition to getting a good return I also got a feeling in helping people tackle their debt.
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@johnnyfucking2time Stay on your job until you get out of debt. I would get a second job in order to pay off this debt quickly as possible. Hey, at least you will be debt free sooner as you think but never leave your job without a backup plan..especially if you're in debt.
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@johnnyfucking2time get another loan and pay it off with it, play it around.
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try to see if you have anything around your house you can sell or seriously contiplate stating your own business. If not get with a excellent resume writer and have him or her fine tune your resume. Use the social networks like Linkedn, Facebook or Twitter to your advantage whether that be searching for a job or putting your own business out there.
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your videos are fine, you could use either a good webcam that is stationary or a tripod and turn on a light, this video is a bit dark.
GraceAnnHawkins 1 month ago
probably more light the video is a HD cam
mohammedabshaun 1 month ago
An emergency fund is dependent on where the economy is what your expenses are and what are you willing to tolerate. If you will live off the resources of a Ultralight back packer then you can get by on less for an emergency fund. Another thing it is relevant on your debt. What are your basic minimum expenses. We must have a car there is no way I can do without one as such we know we need fuel maintenance insurance etc. The more efficient your ride the less you have to save same with homes?
cdltpx 1 month ago
@cdltpx but didn't you pay for the new car?
mohammedabshaun 1 month ago