There's no guaranteed way to raise your credit score quickly, but here are some things you can do to help boost your score:
1) Dispute any mistakes you find in your credit report
2) Pay down credit card balances
3) Have strong, positive credit references
Union Credit Doctor Gerri Detweiler gives you tips on how and why to employ different strategies for improving your credit score.
Learn more about how to get a secured credit card if you're having trouble qualifying for credit: http://UnionPlus.org/SecuredCard
Here we go again with the assumption that I'd want to RAISE my score. I have achieved a score of ZERO. I owe NO ONE a dime & my net worth has gone from 400K to 500K in the last 3 years WHILE my score went from 829 to 0. Dave Ramsey himself just said this on his show. And, yes, you CAN get a loan with a 0 score. Pay off all debts, close all accts, and wait 6 months & you'll be at 0 according to Dave. I tell people to drive that "beater with a heater" & rent UNTIL you can move up w cash!
waiting4guffman 3 months ago