The Secure Identity Visa® Prepaid Card puts consumers in control by giving them the power to determine when their card can be used and which transactions are approved. This innovative approach to card security can help address the billions of dollars in transaction fraud that takes place each year on existing card accounts.
ToggleGUARDTM Technology is a patented process that links your card account to your cell phone. An account is always inactive until a cardholder activates their card (toggle on) before making a transaction by sending a simple text message with their cell phone. When a transaction attempt is made with an inactivate card, the transaction will be declined and the cardholder will receive a text message indicating their card is being used. Cardholders can review the transaction details and activate their card for recognized activity to re-try the transaction. If it is unauthorized activity, the card should be kept inactive and the cardholder can call the merchant and report the fraudulent use of their card.
The Secure Identity Visa® Prepaid Card can be used in place of bank debit and credit cards and gives consumers a safe, simple and secure payment vehicle to conduct their everyday transactions. Cardholders may make purchases or access their cash at ATMs where ever Visa debit cards are accepted. They can also request cash back when making purchases at participating merchants.
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