National City Sucks: Yet Another Perspective

National City charged me overdraft fees when I had money in my account, and didn't notify me about the bad check until AFTER I was charged the overdraft fees.

Update: If your interested.
I was only able to get back 1 overdraft fee.. Wtf is that?

Category:

News & Politics

Tags:

• bank
• below
• business
• city
• debt
• fees
• money
• national
• overdraft
• sucks
• zero

[RGMerkel]

You are not alone brother. They put a payment through on my account 2 months after I had made a purchase with my debit card.Now they say I own them 300 bucks. They can kiss my ass!

[DjDTMProductions]

Damn son.

[kingfcmarc]

fuck national city

[DjDTMProductions]

Yea man.

[MJJMaNIaK1]

..... it is so sad that we have stupid people like you... on earth

[talktopete]

@MJJMaNIaK1 I honestly hope you die. Soon. M1H1, whatever. National City plays games with peoples money and you are part of it. You are a huckster just like the people who play those shell games in New York. You never really know where the pea is. They also charge huge fees for money orders, cancellations, checks etc. their billboards boast "Free ATM's!!" WTF?? National City is a major reason America is in decline. Greed and shitting on consumers. You fucking NAZI.

[DjDTMProductions]

Yes, MJJManIaK1 you have been a great help.

[MJJMaNIaK1]

im sure that must suck.

but remember its not the bank putting through the payment, it is the merchant collecting on it...... they take their time

[MJJMaNIaK1]

Thats why usually u get charged because they take their time and when they decide to take it out, u probably already forgot about it or u assumed that it was taken out the day u gave them that permission.

I hope this helps.

[MJJMaNIaK1]

I am not trying to be ignorant or smart because I work there. I just want you guys to understand that its not the bank. The bank is only paying ur transactions, but has no control what u are spending and when you are spending. When you give a company/merchant permission to take out money from account (either verbal or by swiping the card) it is up to them from then on when they want to take it out.

[MJJMaNIaK1]

THE BANK HAS NO CONTROL OF THE TRANSACTION -the merchant does. Thats why you (customer) should write down transitions and check them off when paid.(not when they are pending)

[MJJMaNIaK1]

I know exactly how the system works and why people overdraft, because I speak to hundreds of them a day. Do not rely on online banking because not all the merchants (ex: McDonalds; restaurants in general, gas stations etc) they dont send the transactions through the account right away so it's not showing up until they process them and it takes 3-5 business days.

[MJJMaNIaK1]

as a National city employee:

I can assure you that if you dont spend more than you have in your account u will not be charged a fee.